Financial Planning

Most of us want some “plan” for achieving financial independence and the confidence that results from working effectively toward this goal.  The plan includes, but is not limited to, early retirement, a second home, college education for your children and grandchildren, or perhaps a boat to sail the Caribbean.

Financial planning is inseparable from your wealth management service. Therefore, we try to find answers to important questions such as:

• At what age will I achieve financial independence?
• How much income may I reasonably expect from my invested assets without depleting them over long periods of time?
• How do I minimize my taxes without impacting my standard of living?
• Will I be able to afford private school for my children?  Purchase a second home?
• Should I purchase or lease a car?
• Is this the right time to sell (buy) a home?
• Is my family protected if I die prematurely?
• Will I be able to maintain my current lifestyle if I become disabled?
• How should I manage my assets when I retire?
• How much will I be able to leave for future generations?
• How can I benefit my favorite charities in a tax-favored fashion?
• How should I manage my IRA’s so they may benefit my children?
• When should I exercise stock options?
• Am I protected against catastrophes?
• Am I using debt in a most advantageous fashion?
• Are my investment properties performing as they should?
• Are there any "holes" in my employer-provided benefits?

Stonegate Wealth Management's financial planning is seamlessly bundled with our investment process, enabling us to provide total wealth management. We do not offer financial planning as a stand-alone service, because we believe that planning and execution must go hand-in-hand.